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The Retired Investor: Immigrants Getting Bad Rap on the Economic Front
By Bill Schmick,
04:26PM / Thursday, March 28, 2024
Immigration has become a dirty word among Americans. Illegal aliens take the brunt of the nation's animosity, for sure, and are vilified for a long list of crimes that few question. I am one of the few who see a positive side to migrants.   Politicians on both sides of the aisles are competing to keep as many immigrants as possible from entering the country. Campaign speeches by many radicals warn that the situation has reached cataclysmic proportions. The media stokes these fires with shots of dark-skinned refugees fording rivers, shivering in lines surrounded by barbed wire, and headlining any crimes that involve an immigrant. This is nothing new.   The

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The Retired Investor: Eating Out Not What It Used to Be
By Bill Schmick,
04:50PM / Thursday, March 14, 2024
Many Americans are getting a bad case of sticker shock when their check arrives at their favorite restaurants. Higher costs for labor, food, and a variety of other inputs are conspiring to make dining out a luxury item that fewer can afford.   Lest you think that these sky-high prices are confined to the white tablecloth crowd, guess again. I'm talking about everywhere. Prices in fast food chains, your neighborhood bar and grill, the home-style diner on the corner, and even your local Chinese takeout joint are jacking up prices.   By the beginning of this year, the costs of eating out rose more than 30 percent since 2019, according to the Labor Department. I

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The Retired Investor: Companies Dropping Degree Requirements
By Bill Schmick,
04:31PM / Thursday, March 07, 2024
In today's tight job market, many companies are dropping the required college degree   Time was that if you wanted to get ahead, find a higher-paying job, and establish financial security go to college. While some of that advice continues to hold, many companies are foregoing the sheepskin in exchange for experience, skills, and competencies workers have developed in the school of hard knocks.   In some respects, the hurtle of a college degree makes no sense when interviewing for a job that does not require college-level skills. I know of dozens of liberal arts majors who ended up working at fast food chains or landscaping.   But don't take

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The Retired Investor: The Chocolate Crisis, or Where Is Willie Wonka When You Need Him
By Bill Schmick,
04:36PM / Thursday, February 22, 2024
Valentine's Day has come and gone. About 92 percent of American consumers were planning to share chocolate and other candies for Valentine's Day this year, according to the National Confectioners Association, but the price tag for that heart-shaped box of chocolates may have left a bad taste in many a mouth this year.   Last year, chocolate sales exceeded more than $4 billion. It feels like I paid my fair share of that total. You see my wife, Barbara, loves chocolate, so giving a gift on Valentine's Day was easy. Along with flowers and a card, a generous amount of dark chocolate (but not milk chocolate) in any form — hearts, cups, dipped pretzels, bonbons,

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The Retired Investor: Auto Insurance Premiums Keep Rising
By Bill Schmick,
04:36PM / Thursday, February 15, 2024
Forget fuel and food, auto insurance leads the way in areas where inflation is ramping higher. The rise in premiums has far outpaced the overall inflation rate and we could see further gains in 2024.    Auto premiums are up 43 percent in the past three years and there is no sign the rate increases are over. In 2023 alone, auto insurance prices rose 19.2 percent, as registered by the Consumer Price Index (CPI). The January 2024 CPI data just released this week shows a 20.6 percent increase from last year. It is one of the greatest contributors to the inflation rate and exceeded the price gains in almost every other spending category.   Industry analysts'

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